By using this website you agree to these terms. If you do not agree with them, please stop using the site.
About this site
This is the personal website of Ahtasham Hayat Ranjha, based in Johor Bahru, Malaysia. It presents information about his work, products and services.
Content is informational
Everything published here is for general information and education. It is not financial, legal, tax or professional advice, and it is not an offer to buy or sell any financial instrument. See the risk disclaimer for the full position on trading content.
Accuracy
The information here is kept as accurate and current as is reasonably possible, but there is no guarantee that every detail — including figures, availability and third-party links — is complete or up to date at the moment you read it.
Intellectual property
The text, design, graphics, logos and code on this site belong to Ahtasham Hayat Ranjha unless stated otherwise. You may share links and short quotes with credit. You may not copy the site wholesale, resell it, or present it as your own work.
Acceptable use
You agree not to disrupt the site, attempt unauthorised access, scrape it at a scale that affects other visitors, or use it for anything unlawful.
External links
This site links to platforms including WhatsApp, Facebook, Instagram, Google Play and imaan360.com. No responsibility is taken for the content, policies or availability of any site outside this one.
Services and projects
Any development or consulting work is governed by a separate written agreement covering scope, timeline, payment and revisions. Nothing on this page forms a contract on its own.
Limitation of liability
To the extent permitted by law, no liability is accepted for any loss or damage arising from your use of this site or from decisions made based on its content. You use the information here at your own discretion and risk.
Governing law
These terms are governed by the laws of Malaysia, and the courts of Malaysia have jurisdiction over any dispute arising from them.
Contact
Questions about these terms: ahtashamranjha1@gmail.com